MONEY MANAGEMENT
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Effectively managing credit card debt can often be difficult, primarily due to the temptation of readily available credit. However, with careful monitoring of your monthly credit card ...

The main attraction of a certificate of deposit (CD) is its fixed interest rate. Opening a CD in a bank or credit union allows you to lock in an interest rate ...

Smart homes have become increasingly popular due to their convenience, comfort, and security benefits. However, one of the most significant advantages ...

Although mobile banking is relatively new technologically, its popularity has skyrocketed. Offering a convenient way for people to access their bank accounts and perform ...

If you've been on social media and scrolled through your various feeds, you have most likely seen social commerce at work. Social commerce is when brands advertise and ...

Hearing the name "sinking fund" may give you the wrong idea, mainly if you've never heard of one before. A sinking fund differs from a savings account because money ...

Inflation has made its impact in the past couple of months. If you've noticed an increased cost of goods and services, that's due to inflation. While inflation is natural ...

Gas prices have been surging in 2021/2022 due to inflation and supply-chain issues related to the pandemic. Then, more recently, the war in Ukraine has ...

Understanding the cost of living in an area can help you determine the amount of money necessary to cover basic living expenses. It can also describe the amount ...

Disposable income is a consumer finance term used to describe your income after the deduction of taxes. It is a significant indicator of personal wealth ...

In the military, you can use available resources to help prepare for your future. As far as saving money, you have various tools to help you build and secure your ...

As many adults do, you likely have set some long-term goals for your money. Whether it is building or maintaining a six-month emergency fund, ...

Emergency funds are critical to helping you get out of tight financial situations. Not having one — or having one that is inadequate, can ...

Vacation. It is a magical time for friends, couples, and families to relax, unwind, and connect with others rather than ...

The book, "All Your Worth – The Ultimate Lifetime Money Plan" explains the 50/30/20 budget rule ...

According to the USDA, 30 to 40 percent of food produced and purchased in the United States is thrown away each year ...

Many things impact a car’s resale or trade-in value. Learning to maximize your car’s trade-in value gives you more buying power for the purchase of your next vehicle and ...

Shopping for the holidays isn’t just stressful. It can be quite expensive if you don’t have a strategy in place for managing your money and getting more ...

Creating a budget and learning to live within certain limitations does not have to feel like walking across hot coals barefoot. It’s true! There are things you ...

We all like to think of ourselves as savvy shoppers who do what it takes to get great deals on the things we buy. However, the things you do not know ...

An irregular income presents unique challenges when it comes to budgeting. However, it does not effectively make budgeting impossible. When done ...

It is possible to pinch pennies without anyone being the wiser. We live in a world where people are continually judging everything they see us do or buy when ...

Leasing a car is a great way to continue driving a new vehicle with the latest comfort, safety, and connectivity features. However, you have to be smart when ...

In today’s ever-increasingly disposable society, it is not always easy to know what items you might want to try repairing instead of just replacing it. More importantly ...

We live in a time where people can access a surprising and alarming amount of information about our personal and financial lives with only a few critical details about ...

Moving is one of life's most stressful events. What with organizing your belongings and packing them up ...

Sudden financial windfalls come in many forms. Some people have no idea they are in the works or how to deal with them. Putting the money aside until ...

Between supplies, books, clothing and other back-to-school items, beginning a new school year can be hard on ...

Tipping is a familiar dilemma, but one that leaves many people unsure about whom to tip and how much ...

Some financial decisions are harder than others. Should you apply for a 15-year or 30-year ...

If you lost your job tomorrow, would you have enough money to pay your bills without running up credit card debt? ...

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? ...

Trying to cut down on your credit-card bills? Don't like to carry around large sums of cash? Then a debit card ...

Tired of scrambling to pay your bills each month? The problem might not be that you make too little income ...

There's a reason so many consumers are struggling today with sky-high credit card bills. U.S. consumers are addicted to plastic ...

You know you need to save more money, but it seems impossible. After all, you are barely paying your bills now ...

You may be the most frugal person in your family. You might even be the most frugal resident of your city. However ...

You finally committed to making a household budget, listing your monthly expenses and revenue streams. However ...

You know that setting up a household budget is something that you need to do. Doing so can help you ...

When tax time rolls around, you are likely waiting for that tax refund to come in, or maybe you already received it. Chances are ...

The convenience of plastic, whether in the form of debit or credit cards, is hard to beat. They both offer advantages, yet have significantly ...

Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers ...

Once again, CD rates are back on the rise, leaving people who have decided against them in the past to reconsider ...

While there is an argument that paper checks are no longer relevant or useful, they are still in use, primarily by ...

Sometimes, when it comes to your budget, it can be too easy to overlook the small "money leaks" that negatively ...

it is often necessary to exchange your American dollars for the local currency. When you trade currency in one form for currency ...

Secondhand stores are flourishing. According to The Association of Resale Professionals, where retailers only see ...

Cryptocurrency is one of those words that is slowly trickling into our everyday vocabulary ...

Where do you start when it comes to saving money? Many people recognize the need to put money aside, but they have many ideas on what to save for – how do you know ...

To create an accurate budget, you must understand your income and expenses. Many people think they know how much they are spending month-to-month on various ...