Let us help you get your Mortgage ASAP!

Apply online and get pre-approved quickly, or connect with a local loan expert to guide you through the process.

How can we help you today?

Two people standing in front of a suburban home with attached garage.

For over 170 years, Salem Five Mortgage helped people find their way home.

First-time homebuyer

Still getting up to speed? Consider starting with our Affordability Tool or other resources. When you’re ready, you may want to work with one of our loan experts for guidance at every step.

See What You Can Afford

Comparing Options

Already know the basics? Check out our current rates and, when ready, decide if you want to apply online or if you still have questions and want to work with a loan expert.

Check Current Rates

Ready to apply

Finished researching and ready to move forward? Apply online and get a pre-approval about 15 minutes after you complete the application.

Start Your Application

How much home can you afford?

Use our Home Affordability Calculator to estimate how much home you may be able to afford based on your income, expenses, and down payment.

Mortgage tools

Explore mortgage options, estimate monthly payment, debt-to-income, and more.

Mortgage Calculators

Understand loan types

Learn more about fixed-rate mortgages, adjustable-rate mortgages (ARMs), VA Loans, Construction, Mass Housing among others.

Loan Options

Mortgage terms

Better understand mortgage vocabulary so you can make informed decisions.

Mortgage Glossary

What to expect when applying online

1

Apply

Approximately 15-20 minutes once you have all your information gathered.

2

Pre-Approval

Within minutes after submitting your application.

3

Close

Typically 30 days or less.

Apply Now

What you need to complete the application:

Social Security Number
Estimate Income, Assets & Liabilities
Employer Contact Information

Using our online application, you will fill in your information, go through asset verification and authorize a hard pull credit check. Our online tool is self-serve, but you can always contact us once you’ve applied, for questions or clarifications. You are not locked into a term at this stage.

Mortgage tools

Using our online application, you’ll fill in your information, go through asset verification and authorize a credit check. Our online tool is self-serve, with expert help available whenever you need it.

Calculate a Mortgage Payment

Debt-to-Income Calculator

Proceeds from Sale of a Home

All Mortgage Calculators